William Raveis Real Estate and Home Services



Posted by Deborah Schilling on 6/21/2018

Home is, first and foremost, a place of rest and relaxation. It’s where we come home to after a stressful day to be with our family, our pets, or our favorite books and television shows.

But sometimes, the home also has to double as a place of work. Whether you have a job that allows you to work from home, or you just need a quiet place to sit down to pay bills or do taxes, at some point your home will need to be a place where you can focus. That’s where the home office comes in.

Designing and decorating a home office is different than the rest of your home. You’ll have to create a balance between being comfortable and but also uncluttered. You want to give it your personal touch, but at the same time avoid filling it up with distractions. Finally, you’ll have to think about your personal requirements for a home office. Will it be used often enough to merit a dedicated room in your house? Or can your office items fit right into your bedroom, opening up space for things like children’s play rooms and spare bedrooms.

The bare necessities

There are a few things that nearly all home offices will have in common. We’re talking desks, organizers, office supplies, etc. However, it’s easy to get carried away with file organizers or containers filled with 10 different sizes of multicolored paperclips. One of the benefits of cloud computing and paperless billing is that all of your important paperwork can usually now fit in one small folder.

So, before you start picking out organizers, go through your important papers and find out what you can shred and what needs to be saved. Tools like Google Drive allow you to scan documents right with your smartphone camera and store them safely and securely in the cloud. That means fewer papers and less money spent on organizers and staplers that will just clutter your desk.

What kind of worker are you?

A hard one, I’m sure--but what type of environment helps you be the most productive? Are you better off tucked away in a dark corner surrounded by pillows and blankets, or do you work best in a well-lit room sitting upright at a clear desk.

Before you start decorating and arranging furniture in your office, take into account your needs. There’s no use spending money on a large wooden desk if you work better curled up on the couch.

If you fall asleep and lose focus in the dark, consider arranging your desk next to a window or even purchasing a UV light for rainy days or dark nights. These will help you stay refreshed and alert to tackle whatever tasks you have before you.

Use space wisely

If you have a lot of items to store, consider a desk with drawers or a cart that you can push out of the way. This will help you from letting your desk get overcrowded.

When it comes to furniture, shop modular. Space-saving furniture can make a world of difference in a home office, which tend to be one of the smaller rooms in your home. Cube bookcases that let you choose a size are excellent for home offices because you can buy only as many as you need. You can always add more cubes later on.

Similarly, desks can also be modular and adjustable. One great option for home offices is a wall-mounted fold up desk. This will allow you to open up the room when you’re not using the desk if your office doubles as a home fitness room.





Posted by Deborah Schilling on 6/19/2018


180 Mooring Drive , Barnstable, MA 02635

Cotuit

Single-Family

$369,900
Price

6
Total Rooms
3
Beds
1/1
Full/Half Baths
South of 28 Cotuit is where you will want to be! This updated mint condition 3 BR ranch has an open floor plan, with wood floors, a 3 season 13x15 sun room (NOT included in SF of 1104) and a level back yard. The neighborhood streets are all freshly paved-just raising the bar more on the desirability of this quiet and convenient area. Bike or walk to the village of Cotuit beaches, Cape League ball games, and steps to Cotuit Center for the Arts' campus. This home is so conveniently situated to major shopping areas, but find the local charm heading to Cotuit Fresh Market, the Cotuit Library, PO and the Kettle Ho Restaurant where you will make new friends in a welcoming atmosphere. Central A/C, gas heat, 1 car garage. Sun room has A/C also-add heat if you wish. buyers verify tax and measurmts.
Open House
Saturday
June 23 at 12:00 PM to 2:00 PM
Bike to Cotuit village and just easy minutes to shopping and dining from this move in ready 3 BR 1.5 Bath ranch on level 1/2 acre. Lovely quiet area and lots of walking trails and water activities nearby.
Cannot make the Open Houses?
Location: 180 Mooring Drive , Barnstable, MA 02635    Get Directions

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Categories: Open House  


Posted by Deborah Schilling on 6/19/2018


180 Mooring Drive , Barnstable, MA 02635

Cotuit

Single-Family

$369,900
Price

6
Total Rooms
3
Beds
1/1
Full/Half Baths
South of 28 Cotuit is where you will want to be! This updated mint condition 3 BR ranch has an open floor plan, with wood floors, a 3 season 13x15 sun room (NOT included in SF of 1104) and a level back yard. The neighborhood streets are all freshly paved-just raising the bar more on the desirability of this quiet and convenient area. Bike or walk to the village of Cotuit beaches, Cape League ball games, and steps to Cotuit Center for the Arts' campus. This home is so conveniently situated to major shopping areas, but find the local charm heading to Cotuit Fresh Market, the Cotuit Library, PO and the Kettle Ho Restaurant where you will make new friends in a welcoming atmosphere. Central A/C, gas heat, 1 car garage. Sun room has A/C also-add heat if you wish. buyers verify tax and measurmts.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Deborah Schilling on 6/14/2018

If you’re a first time homebuyer and want to start weighing your mortgage options, you’ll have much to learn. With so much at stake, you’ll want to make sure you choose the best mortgage for you now, and one that will still suit your needs years into the future.

Sometimes, first time buyers are hesitant to ask questions they may consider too basic because they don’t want to seem inexperienced to lenders, agents, or anyone else they’ll be in contact with throughout the home buying process.

So, in this article, we’ve compiled a list of commonly asked mortgage questions that first time buyers might want to ask before heading into the process of acquiring a home loan.

What is the first step to getting a mortgage?

This question may seem straightforward, however the first step can vary depending on your financial situation. For those who already have saved up for a down payment and built a solid credit score, the first step is probably contacting lenders and getting preapproved or prequalified.

However, if you aren’t sure about your credit score and haven’t saved up for a down payment (ideally, 20% of what you hope to spend on the house), then you should address those matters first.

To find a lender, you can do a simple Google search for the mortgage lenders in your area, or you can ask around to friends and family to find out their experience with their own mortgage lenders.

What does it mean to be pre-qualified and pre-approved?

If you think of the mortgage process in three steps, the first step would be getting pre-qualified. This means you’ve given the lender enough basic information for them to decide which type of mortgage you’re eligible to receive.

Pre-approval includes collecting and verifying further details. At this step, you’ll complete a mortgage application and the lender will run a credit check. Once you’re pre-approved, your file can be moved to the underwriting phase.

What are closing costs?

“Closing costs” is an umbrella term that covers all of the various fees and expenses related to buying or selling a home. As a buyer, you are responsible for paying numerous closing costs. These can include, but are not limited to, underwriting fees, title searches, title insurance,  origination fees, taxes, appraisal fees, surveys, and more.

That sounds like a lot to keep track of, however your lender will be able to give you an accurate estimate of the total closing costs when you apply for your loan. In fact, lenders are required to give you a list of these costs within three days of your loan application in the form of a “good faith estimate” of the closing costs.

What will my interest rate be?

The answer to this question is dependent upon numerous factors. The value of the home, your credit score, the amount you put down (down payment), the type of mortgage you have, and whether or not you’re paying private mortgage insurance all factor into the interest rate you’ll receive. Interest rates also will vary slightly between lenders.

You can receive a fixed-rate mortgage that does not fluctuate throughout the repayment term. However, you also typically have the option to refinance to acquire a lower interest rate, however refinancing comes with its own costs.




Categories: Uncategorized  


Posted by Deborah Schilling on 6/7/2018


36 Lovells Lane , Mashpee, MA 02649

Mashpee (village)

Single-Family

$230,000
Price

6
Total Rooms
3
Beds
1
Baths
The setting for this 1900s vintage Cape Cod style home is unique and magical. Property almosts abuts the Mashpee River where egrets and blue herons feed on fish in this flowing stream. Conservation land to rear and left sides Although the house needs a lot of updating and refreshing,it could be a charming Cape cottage. This special location has options to expand gardens (lovely perennials and lawn area) and enjoying nature. Animals possible-subject to Town approval. Newer oil hot air heating, most windows replaced with Harvey windows.Small shed for storage. Partial basement accessed from exterior bulkhead has heating system and rest is crawl space.Walk to Mashpee Wakeby Lake and many conservation trails nearby. Buyers to verify all information if relying on it to purchas
Open House
No scheduled Open Houses

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Categories: New Homes  




Deborah Schilling
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