WHAT RETIREMENT HOME BUYERS NEED TO KNOW ABOUT
BUYING CAPE COD REAL ESTATE
WHY RETIRE TO CAPE COD?
The simplest reason would be because you already love
it here, from past vacations or being close to friends
or family who already own a piece of Cape Cod real
estate. Other reasons might include wanting to
“downsize” from the property in which you raised your
family; moving to a (relatively) mild New England
climate, but remaining close to friends and family, you
loving the “seasons” but not wanting to shovel
(typically) so much snow, wanting to be close enough to
Boston to enjoy shopping, theater, dining, but not
having to deal with congestion and traffic closer to the
city, being close to some of the best medical care in
the world, being close to major airports and
transportation.
WHERE DO YOU WANT TO LIVE?
Where do want to own a retirement home on Cape Cod?
Maybe you have read about some towns or areas here;
maybe you vacationed here when you were younger. We can
acquaint you with our market area, generally known as
“Upper Cape” real estate and “Mid Cape” real estate, and
help you decide if those are a fit for your lifestyle,
interests and budget. If you would like to buy Cape Cod
real estate on the “Lower Cape”, we can refer you to the
best agents serving that area.
STEPS TO FOLLOW
We can advise you every step of the way until you
find your own dream piece of Cape Cod real estate! We
will advise you on properties that could be appropriate
choices, and keep you up to date on market opportunities
that will allow you to buy your Cape Cod home! If you
are not yet ready to retire, we can help you rent you
Cape Cod Real Estate until you are ready to move in
yourselves.
ARRANGE YOUR FINANCING
Arrange your mortgage before you start to look at
properties. We can help point you to the most reputable,
professional Mortgage Officers and Lenders working to
finance Cape Cod Real Estate.
HOW MUCH MONEY DO I NEED?
How much money do I need to purchase my vacation or
second home? There are programs for 10% down payment
options, and you may be able to negotiate Seller
concessions to help with closing costs.
WHAT’S MY CREDIT SCORE?
Everyone is entitled to 1 FREE credit report per
year, with the credit score. Go to
www.annualcreditreport.com, the authorized website
for the government mandated free report. Be very
careful not to go to sites that charge you or may
take your confidential information.
DON’T MAKE A MAJOR PURCHASE
Don’t buy a new car, furniture or obligate yourself
to any major credit purchases UNTIL at least the day
after you have actually “closed” on your home. One
major purchase may disqualify you for your mortgage!
NOT SURE IF YOU SHOULD BUY CAPE COD
REAL ESTATE NOW?
Contact Deborah Schilling’s Home Team immediately,
and we can prepare you for purchasing your Cape Cod
second or vacation home! We are patient and diligent; we
are ready when you are, advising you along the way. We
provide options for daily email
updates or personalized searches. We will connect
with you regularly, and update you on market conditions
that might help with your decision to buy a Cape Cod
vacation or second home.
Are you READY TO BUY Cape Cod Real
Estate?
EMAIL US NOW
OR CALL (888)428-2300 and ask for Deb x.13, our
retirement home Buyer Specialist
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