William Raveis Real Estate and Home Services



Posted by Deborah Schilling on 12/13/2018

There are a number of steps involved in buying a home. One of the many important things you should do before closing on a new home is to get the house properly inspected.

Buyers sometimes avoid getting a professional inspection for a number of reasons. Some are on a tight budget and want to save a few dollars. Others have time constraints and want to close as soon as possible. And, many buyers believe that omitting an inspection is a way to show trust in the previous owner.

In this article, we’ll talk about why getting a home inspection is such an important part before closing on a real estate deal.

Inspection costs

Closing on a home comes with a number of expenses. Application fees, origination fees, underwriting fees… the list goes on. If you’re buying a home, you might be tempted to opt out of getting the property inspected to save money.

The cost of an inspection ranges anywhere from $200 for smaller homes, to $400 or more for large homes. However, the cost of not getting your home inspected can be much greater. Even if you’re knowledgeable when it comes to houses, there are a number of things that only the experts can diagnose.

Having a professional inspect the home is the only way to ensure that there aren’t any issues that will come back to haunt you (and your wallet) in the months and years to come.

Saving time

Many buyers are eager to close the deal and begin moving into their new home as soon as possible. Sometimes buyers need to vacate their old home before a certain date, others try to time their move around holidays or school vacations.

There are other ways, however, to make sure you get the house inspected in time. First, make sure you’ve included a home inspection in your purchase agreement. This will avoid wasted times debating whether or not you are entitled to inspect the home.

Next, call multiple inspectors in your area for quotes and availability. Delaying this step can make you lose time, and inspectors might charge you more if they have to squeeze you into their schedule.

The best time to schedule an inspection is as soon as your offer is accepted.

Maintaining a good relationship with the seller

It may seem like an act of diplomacy to waive a home inspection. In reality, however, nearly all sellers will understand that you are simply doing due diligence to make sure the process runs smoothly for both of you.

Sellers might sometimes offer you the findings of a previous inspection that they had done. In this case, it’s still important to have your own inspection done so that you can walk through the home with the inspector and listen to their feedback. You can’t be sure of the accuracy of any old reports, and the previous inspector is only accountable to the seller.


Having a home professionally inspected is almost always a good idea. It can save you time and money in repairs that could have been avoided.





Categories: Uncategorized  


Posted by Deborah Schilling on 12/12/2018

This Single-Family in Barnstable, MA recently sold for $275,000. This Ranch style home was sold by Deborah Schilling - William Raveis Real Estate and Home Services.


120 Main Street , Barnstable, MA 02635

Cotuit

Single-Family

$309,000
Price
$275,000
Sale Price

6
Total Rooms
3
Beds
2
Baths
Just a stroll or bike to all the charms of Cotuit village from this ranch style home on 1.33 acres. Sure it can use some updates, but with homes abutting and in immediate vicinity in selling at/over $500,000, you can invest your own creativity and sweat equity to make this an adorable and sunny Cape Cod Cottage! It offers 3 BR-in a 'split floor plan' with a large MBR suite on the south end of the house and 2 BR & bath on the other end. Wood floors in 2 BR & LR. Animals? Gardens-with mature beech and oak trees lots of landscape design options.Could be a wonderful woodland garden-property dotted with holly shrubs and trees. Improvements: Roof about 2001, heating system ca. 2008, most windows, ext shingles. Septic has failed-engineerg. in process for 3 BR.Buyers verify meas & detail

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Categories: Sold Homes  


Posted by Deborah Schilling on 12/6/2018

This Single-Family in Barnstable, MA recently sold for $500,000. This Cape style home was sold by Deborah Schilling - William Raveis Real Estate and Home Services.


248 Olde Homestead Drive , Barnstable, MA 02648

Marstons Mills

Single-Family

$525,000
Price
$500,000
Sale Price

7
Total Rooms
3
Beds
2/1
Full/Half Baths
Looking for tranquility?Bucolic views overlooking an in ground pool, meadow and farm beyond from this backyard of this 3 BR, 2.5 bath custom Cape style home in Olde Homestead. With a distinctive covered portico entry to a soaring foyer,this stylish home offers one floor living with a see thru wood fireplace in dining area and Living room. Lovely focal point for the kitchen and the cathedral ceiling Living room. Formal dining with meadow views and kitchen overlooking deck,gardens and pool. Second floor has 2 BR and bath and additional views to meadow and pond and cranberry bogs beyond. The neighborhood is a quiet street with well kept and similar homes and offers picnic and play area abutting Crocker Pond. Gas hotwater heat and 2 car garage. Taxes vary with occupancy-buyers verify details

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Categories: Sold Homes  


Posted by Deborah Schilling on 12/6/2018

You may know that when you buy a home, you should purchase homeowner’s insurance. You may have never wondered if the coverage is required. Usually, insurance will be taken out of escrow and a part of our monthly mortgage payment. You may pay a yearly premium separate from your mortgage payment. Home insurance is a nuisance so if you could find a way around it should you forego it?   


You can legally buy a home without a home insurance policy, but if the house is financed with a lender, the mortgage company usually requires that you have insurance on the property. A lender can also request that your home carry additional policies such as earthquake or flood insurance. There are minimums you must meet based on the value of your home and the lender you do business with. These standards exist so that you as the homeowner will have enough coverage to replace the property should it be a total loss in some type of natural disaster or fire.  


The amount of coverage you need depends on how big the mortgage is that you have taken out. There are certain supplemental coverages that may not be required yet are sensible to carry. These extra coverages include:


Personal liability coverage

Personal property coverage


The good news is that as a homeowner you have a choice. You can shop around and see which insurance companies will give you the best coverage for the lowest price. 


The bottom line is that you shouldn’t risk going without home insurance. Even if your loan company allows you to cancel your home insurance after a certain point, the risk is really not worth saving money. Without coverage or permission to cancel coverage, there is a chance your mortgage company could put your loan into default. 


High deductible, basic insurance policies are better than nothing. If you’re going to pay a premium for home insurance, you should look into getting the coverage that makes the most sense for you and your family. You don’t need over the top coverage amounts, but you should aim for comprehensive protection for your property. The key is to balance the cost of your insurance with the value of the property. If your house burned down, you’d want to know that you could replace your property without worry. If you didn’t have insurance, you could really face some issues. You may not want to pay for home insurance, but you genuinely need it. Make sure you understand your coverages.                





Posted by Deborah Schilling on 11/29/2018

This Single-Family in Barnstable, MA recently sold for $550,000. This Cape style home was sold by Deborah Schilling - William Raveis Real Estate and Home Services.


100 Little Pond Rd, Barnstable, MA 02648

Marstons Mills

Single-Family

$599,000
Price
$550,000
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
Tranquil and private waterfront on Little Pond is where you will find this spacious 3 bedroom Cape. The grounds are just beautiful, a gardener's delight. Views of the pond and gardens can be seen from every room. The front to back master with private bath and walk-in closet, fireplaced living room with cathedral ceilings and dining room, all have access to the extra large deck through 3 sliders. The eat-in-kitchen is open to living area with view of front and back yards, access to garage, laundry area and powder room. Second level features 2 additional large bedrooms, a landing with 3 picture windows, a large bath with skylight, and a bonus room above the 2 car garage. Other features include, full house Generator, freshly painted interior, great closet & storage space, close to golf, horse back riding, shopping and major roads.

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Categories: Sold Homes  




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