William Raveis Real Estate and Home Services



Posted by Deborah Schilling on 6/4/2020

Everyone is looking for something different when it comes to finding the ideal home. While some people prioritize architectural styles and curb appeal, other house hunters place the most value on the quality of the school district and proximity to jobs.

Neighborhood quality is also a significant factor in house-buying decisions. What exactly does "neighborhood quality" mean, though? Although definitions may vary, the characteristics that are typically considered to be desirable include a low crime rate, relatively light street traffic, a minimal amount of "noise pollution," and neighborhoods in which houses and properties are consistently well cared for and in good condition.

If peace, quiet, and tranquility are high on your list of house-buying requirements, here are a few other items you might consider adding to your "wish list."

Space between neighbors: While it's generally a good thing to get to know your neighbors on a first-name basis, you don't necessarily want to get to know them too well -- or vise versa! In other words, it's nice when you can sit out on your back porch without having to be too concerned about being overheard or needing to edit your conversations. If privacy is a top priority for you, then you might want to limit your search to properties that provide a comfortable buffer zone between houses.

Greenery and privacy hedges: A residential street with green, well-tended lawns and mature, leafy trees is not only visually appealing, but it's also a sign that people take pride in their property and care about the neighborhood. Homes for sale that offer a "park-like setting" on a nice street can be the ideal environment for creating a private, backyard refuge.

Fireplaces: Even if a fireplace is not on your "must have" list, it's a relatively inexpensive luxury to have and enjoy during the holidays and when the temperature drops. Regardless of the climate in which you live, there are going to be plenty of wet, cloudy, or snowy days during the winter months. When the weather turns chilly, there's nothing like a crackling fire in the fireplace to infuse your home with a cozy, relaxing atmosphere!

Large windows: Large bay windows, picture windows, and floor-to-ceiling windows not only let in a lot of natural light, but they also help you enjoy views of your neighborhood and backyard. That combination of sunshine, green foliage, a well-landscaped property, and the smell of freshly cut grass can set the tone for a relaxing home environment -- both indoors and out! Along those same lines, a sunroom can also be a highly desirable feature in a new home you're considering buying.

Although there are a ton of things you can do to enhance the beauty and relaxation value of your next home, the starting point is to find a peaceful neighborhood and a spacious, nicely landscaped property on which to add your own personal touches.





Posted by Deborah Schilling on 5/28/2020

If possible, it helps to maintain a flexible deadline as you navigate the homebuying journey. Because if you have a tight deadline in place, you risk making a rash homebuying decision. And as a result, you may pay too much to acquire a home. Perhaps even worse, you risk purchasing a house that fails to match your expectations.

As you prepare to kick off your homebuying quest, it helps to plan ahead. Fortunately, there are lots of things you can do to streamline your home search and discover your ideal residence in no time at all.

Now, let's take a look at three tips to help you accelerate the homebuying journey.

1. Prepare Homebuying Criteria

If you know you want to buy a home, you should put together property buying criteria. That way, you can enter the housing market with a plan in hand to acquire your dream residence.

To establish homebuying criteria, think about where you want to reside. For instance, if you want a home close to parks and other family-friendly attractions, you should hone your house search accordingly. On the other hand, if you need a house that offers quick, easy access to family members, you should search for a home near these relatives.

Consider the features you want to find in your dream home, too. If you make a list of home must-haves, you can focus exclusively on houses that have the features you require.

2. Establish a Budget

Usually, it is beneficial to begin a home search with a mortgage at your disposal. If you get pre-approved for a mortgage, you will know how much you can spend on a house. Then, you can search for houses that won't force you to exceed your budget.

To obtain a mortgage, you should meet with a variety of banks and credit unions. These financial institutions can teach you everything you need to know about home financing. Plus, they can help you make an informed mortgage selection.

3. Hire a Real Estate Agent

With a real estate agent at your side, you should have no trouble performing a successful home search.

A real estate agent is devoted to homebuyers' success, and as such, will do what it takes to help you achieve your desired results. For instance, if you want to buy an affordable house in a small town, a real estate agent will make it simple for you to do just that. Or, if you want to purchase a home near your office in the city, a real estate agent will craft a custom homebuying plan so you can accomplish your goal.

Furthermore, a real estate agent takes the guesswork out of buying a house. If you ever have homebuying concerns or questions, a real estate agent will respond to them without exception.

Want to enjoy a fast, stress-free homebuying experience? Take advantage of the aforementioned tips, and you may be better equipped than ever before to seamlessly navigate the homebuying journey.




Categories: Uncategorized  


Posted by Deborah Schilling on 5/23/2020


5 Dowager Drive , Sandwich, MA 02563

Sandwich (village)

Single-Family

$430,000
Price

3
Beds
5
Total Rooms
2
Baths
Renovated salbox home on a dead end very quiet street. Open floor plan with front to back DR/LR with fireplace. Slider to large deck off rear overlooking sunny level yard. New flooring-hardwood in LR/DR/kitchen, Tile in baths and carpet in 3 BR..1st floor BR abuts full bath and laundry-first floor living potential. 2 Large BR upstairs with full bath. BR are carpet. Renovated kitchen and baths make this home move in condition. Gas hot air heat AND central A/C. Finished lower level with home office and front to back Family room with wood stove hook up. Large fenced yard that is level and could accomodate pool, and space to add garage likely (to be verified). So convenient to shopping, dining and theater. PLUS easy off Cape access. Buyers and agents to verify information if relying on for purchase.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Deborah Schilling on 5/21/2020


 Photo by Tayeb Mezahdia via Pixabay

When you start looking for your dream home, you need to know how much mortgage you will qualify for. Your real estate agent might ask you to get a pre-qualification letter. However, just because you are pre-qualified doesn’t mean that you will get the loan. You need a pre-approval for that, and even then, the mortgage company might not approve your application.

Pre-Qualification

A pre-qualification letter just tells you how much loan you can afford. The lender does not check your credit, your debt-to-income ratio or other factors before issuing a pre-qualification letter. Additionally, a pre-qualification letter is dependent on the information you provide to the lender. The pre-qualification essentially gives you an estimate of how much home you are able to afford so that you do not look at homes that are not within your range.

To get a pre-qualification, you supply the lender with your assets, debt and income. Because the lender bases its decision on the information you provide, rather than information from outside sources, a pre-qualification is not a guarantee that you will get the loan.

Pre-Approval

Getting pre-approved for a loan usually takes longer than getting pre-qualified. The lender pulls your credit report and might ask for additional documents, including tax records and bank statements. To get pre-approved, you must complete a loan application and provide your social security number. The lender might charge an application fee for a pre-approval.

With a pre-approval, you will have a closer interest rate assessment, that is usually not finalized until the loan goes through underwriting. Once the lender pre-approves you, it will send you a conditional commitment for the loan amount. You can look for homes at or below that price.

In a market when buyers bid against each other – a seller’s market – having a pre-approval letter might give you a step up with the seller, who will more likely choose an offer by someone more likely to get the loan. Thus, if you and someone else submit a bid on your dream home, but the other person only has a pre-qualification letter, the seller might accept your offer, even if it is not as good as the other buyer’s offer, simply because you are more likely to get the mortgage.

For a pre-approval, you will need to:

  • Complete the lender’s mortgage application;

  • Possibly pay an application fee;

  • Supply your social security number and allow the lender to pull your credit;

  • Provide financial information to help the lender make a decision; and

  • Tell the lender how much you plan to put up as a down payment.

After you are pre-approved and the seller accepts your offer, you will then have to provide the rest of the documentation to the lender, including the accepted offer, bank statements, retirement account statements, taxes for up to two years, proof of income and other documents that will help the lender come to a concrete decision.





Posted by Deborah Schilling on 5/20/2020


15 Rebecca Ann Lane, Falmouth, MA 02536

East Falmouth

Condo

$349,900
Price

5
Rooms
3
Beds
3
Baths
Want the ease of condo living in a setting that feels like home? See yourself in this bright & light 3 BR 3 Bath end unit duplex condo on a level lot close to Southside warm water beaches and shopping & services. This 1500+ SF condo is in mint condition, with hardwood floors throughout (except for tile baths) and open floor plan for flexible living.Front to back LR with gas fireplace & Dining area with slider to a deck for outdoor living and entertaining will make this your happy place on Cape Cod. The Master BR suite with walk in closet is on 2nd floor, PLUS another ensuite BR is also on that level The 3rd BR on the first floor is immediately adjacent to a full bath and allows a first floor living option & is sunny & bright! 2 mini split A/C units cool 1st floor and 2nd level. Gas HW heat and full basement. Bike or hike to the warm waters and soft sands of Menauhant Beach beckoning you to swim, watch the boat traffic and even shellfish, Nearby convenient market and shops
Open House
No scheduled Open Houses

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Tags: Real Estate   Condo   Falmouth   02536  
Categories: New Homes  




Deborah Schilling
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