William Raveis Real Estate and Home Services



Posted by Deborah Schilling on 9/13/2018

When you think of buying or selling a house, the first thing that comes to mind may not be the legal aspects associated with the process. You may want to reconsider this rather boring part of the process as an important one. Hiring a lawyer can help both buyers and sellers to get through many hurdles that buying a home can present. 


The Contracts


There will be many negotiations and a lot of back and forth throughout the process of buying a home. Everything thatís involved with buying a home needs a contract for it to be legally binding. A real estate attorney will negotiate on your behalf and be sure that the contracts adhere to all state and local laws. The lawyer will also help you to address issues that may affect the future of the property such as botched inspections, liens against the home, and other items that could affect you as the home buyer. 


Title Search


Real estate attorneys will perform what is called a title search. This allows them to see if there are any outstanding liens or judgements against the house. This title search will also make sure that the seller has the right to actually sell the property thatís being sold. An attorney can do all of this much quicker than the average person since they have working relationships with title companies.


Transfer Of Property


If a property is being transferred through a corporation, trust, or partnership, things can get complicated. Itís good to have an attorney who is used to working with these complex situations and understands the legal boundaries within the state or municipality   that the property is in.


If You Choose Not To Have A Real Estate Attorney


Many times, a real estate attorney isnít required to buy a property. It is advisable to have one, however. Without an attorney you increase your chances of problems arising in the future. You run the risk of:


  • Being sued for failure to disclose information
  • An improper property transaction takes place
  • You could miss relevant facts about the property
  • Failing to file the correct documents at both the state an local levels
  • Deeds are not transferred
  • Building permits werenít correctly filed


The Takeaway


Having a real estate lawyer on your side is important due to the complex nature of property transactions. While some states require that an attorney be present throughout your property transaction, many states do not have this stipulation. You are smart to hire a competent real estate attorney to protect your own interests as either a buyer or a seller.





Posted by Deborah Schilling on 9/6/2018

Are you on the fence about whether to buy a house with a big back yard? Although it's not always a bed of roses -- especially when it comes to upkeep -- the benefits can easily outweigh the drawbacks. Spacious yards are extremely versatile and can play a key role in creating fond family memories. Here's some food for thought on how you can use that extra outdoor space on your property to accommodate your interests, your goals, and your family's needs.

  1. Cultivate a vegetable garden. If you have a green thumb and a passion for growing your own food, a big yard can afford you that opportunity. Backyard agriculture is something the whole family can enjoy and get involved in. It's also a fun way to educate your kids about nature, farming, and where their food comes from. As a side note: If you're serious about pursuing this hobby, you may want to have an adjacent shed set up to protect your gardening tools, fertilizer, and other supplies. Building a greenhouse for growing flowers is another option to consider. Once you get backyard farming down to a science, you can save money on groceries and enjoy an abundant supply of organically grown fruits and vegetables. There are many sources of helpful information, both online and off, including Cornell Cooperative Extension.
  2. Special occasions: When you have room for a couple of picnic tables, a swing set, and a volleyball court (60 feet by 30 feet), then you have the basic ingredients for fun birthday parties, family gatherings, and backyard barbecues. Plenty of space also lends itself to frisbee games, badminton, Bocce ball, croquet, kickball, and anything else your group is up for. Whether you're planning a family reunion, a graduation party, a child's birthday, or a backyard wedding, a good-size residential property can provide the perfect setting.
  3. Expansion is an option. When your new house comes with some extra outdoor space to work with, all kinds of options are available to you. The possibilities can range from the construction of a sun room or additional bedroom to an in-law apartment or even a guest house with rental income potential. If a new swimming pool is on your "wish list," a spacious lot can help make that a reality.
  4. Room to run and play: You may have an energetic Labrador Retriever that loves to play fetch or a growing family that thrives on sports activities. Regardless, there's nothing like a big back yard to make all that possible. During the winter months, you can even use a multi-acre property for cross-country skiing, snowshoeing, and snowmobiling. Creating your own skating ring is yet another option.
If you're looking for a "park-like setting" for your next home, then a large suburban or rural property might be exactly what you have in mind. Depending on the layout of the property and its proximity to other houses, an acre or more of land can provide just the right amount of privacy, flexibility, and freedom from traffic sounds, sirens, and other noise pollution.





Posted by Deborah Schilling on 8/30/2018

Once youíre ready to buy a home, you probably have a pretty good idea of what you want. Should you buy a new construction home, or look for an existing one? Builders may refer to existing homes as ďused.Ē This term makes them sound much less appealing. Truthfully, there are many advantages to both new and existing houses. 


Benefits Of New Homes


One of the most visible benefits of buying a new home is that it is untouched. The home is clean, and everything is sparkly new. You know that nothing in the house needs to be repaired. That is one of the most significant incentives to buy a new construction home. Having no repairs offsets some of the typical costs that homeowners incur once they buy. 


Latest Technology And Amenities


One of the other benefits of new homes is that they are not dated. Youíll have access to all of the latest technologies and amenities in a new construction home. The home will be energy efficient which will save you some money on utilities. Youíll have all of the technological comforts that you need in order to keep your devices charged and your in-home entertainment on point.


You May Be Able To Select Features


If you do buy a new construction, often, youíll have the option to choose the details of the home. Some key features, colors, and styles will be in your control, so you canít complain about them once you move in! 


Less Competition


There may be less competition for a new home. This is because most new homes are present in neighborhoods that are just being built. All the home on the street are most likely vacant, so people looking for new construction have a lot to choose from in one area.  


The Cons To New Construction 


Although buying new construction sounds fantastic, there are a few drawbacks. First, youíre pretty much relegated to one location- wherever the new homes are being built which is generally on a new street full of new homes. The area is essential especially when it comes to your homeís value increasing over time. Many times, new construction homes are built by the same construction company. All of the houses on the street look the same, and there may be little differentiation between them other than the color. If youíre someone who likes variety, this is something to consider.


Keep in mind that you can always buy an existing home that may be less expensive than new construction and do whatever it takes to make it your own. This is a practical option for many people. Your options may be a bit fewer if you do decide to look for new construction homes, so itís good to go into the home buying process with an open mind as to all the possibilities that are available.         




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Posted by Deborah Schilling on 8/23/2018

If you want to find and purchase a great house at a budget-friendly price, it helps to enter the homebuying journey with a plan in hand. Lucky for you, we're here to help you prepare for all stages of the homebuying journey.

Now, let's take a look at three tips so you can set yourself up for success as you search for your dream residence.

1. Make a List of Home Must-Haves

The definition of a dream home varies from buyer to buyer. To define your dream home, you should craft a list of house must-haves and use this list to streamline your quest to acquire your ideal residence.

Think about which home features you need. For instance, if you require a house that boasts multiple bedrooms, you can tailor your house search accordingly. Or, if you need a home that is close to your office, you can search for a residence that provides convenient access to your office.

You may want to make a list of preferred cities and towns, too. This list will enable you to focus on available houses in cities and towns that match your expectations.

2. Create a Homebuying Budget

Learn about different types of mortgages Ė you'll be glad you did. Because if you make an informed mortgage selection, you can begin your home search with a budget at your disposal.

Generally, it is a good idea to meet with banks and credit unions before you launch a house search. Banks and credit unions are happy to teach you about myriad types of home financing. Then, you can select a mortgage that can help you make your homeownership dream come true.

If you are unsure about how various mortgage options work, there is no need to stress. Banks and credit unions employ courteous, knowledgeable mortgage specialists, and these professionals can teach you everything you need to know about home financing.

3. Collaborate with a Real Estate Agent

A real estate agent is a homebuying expert who is happy to share his or her housing market insights with you. By doing so, a real estate agent will help you achieve your desired homebuying results as quickly as possible.

Typically, a real estate agent takes an in-depth approach to the homebuying journey. He or she first will learn about you and find out what you want to find in your dream residence. Next, a real estate agent will help you narrow your house search to residences that satisfy your needs and keep you up to date about available homes that may suit you perfectly. If you find a home you want to buy, a real estate agent then will help you craft a competitive offer to purchase this residence. Finally, if your offer to purchase a house is accepted, a real estate agent will help you complete the homebuying journey.

Want to acquire your ideal residence? Take advantage of the aforementioned tips, and you can put yourself in position to succeed as you pursue your dream home.




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Posted by Deborah Schilling on 8/16/2018

Adding your home to the real estate market may prove to be challenging, particularly for a property seller who fails to plan ahead. Lucky for you, we're here to eliminate the guesswork commonly associated with the home selling process.

Now, let's take a look at three tips to help you list your house and streamline the home selling journey.

1. Enhance Your House's Curb Appeal

How your home looks to prospective buyers can make a world of difference during the home selling journey. If you house fails to impress buyers right away, it may take many days, weeks or months for your house to sell. Conversely, if your home instantly dazzles buyers, you could boost the likelihood of a fast, profitable house sale.

Ultimately, you should allocate time and resources to bolster your house's curb appeal before you list your residence. Mow the lawn, trim the hedges and perform assorted home exterior maintenance and upgrades. And if you need assistance with home exterior projects, you can always reach out to local home improvement professionals for additional help.

2. Eliminate Clutter

Although you may have collected a massive assortment of antiques, decorations and knick-knacks over the years, these items may do more harm than good when you decide to sell your house. In fact, myriad personal belongings scattered throughout your house could make it difficult for homebuyers to envision what life may be like if they purchase your residence.

Prior to listing your house, you should remove as much clutter as possible. You don't necessarily need to dispose of excess items, but it may be a good idea to rent a storage unit so you can store these items until your residence sells. On the other hand, if you no longer need certain belongings, you can sell these items at a yard sale or online or donate them to a local charity.

3. Hire an Expert Real Estate Agent

If you are unsure about how to proceed along the home selling journey, you may want to hire an expert real estate agent. That way, you can receive plenty of support as you navigate the home selling journey.

A real estate agent understands what it takes to list a house in a buyer's or seller's market. He or she will learn about you and your home and develop a plan to ensure you can maximize the value of your residence. And if you ever have concerns or questions about the home selling cycle, a real estate agent can respond to them.

Let's not forget about the assistance that a real estate agent will provide after you accept an offer to purchase your house, either. A real estate agent will guide you through the home closing process. By doing so, he or she will help you avoid stress as you finalize your home sale.

Prepare to list your house Ė use the aforementioned tips, and you can add your home to the real estate market and move one step closer to selling your residence.




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Deborah Schilling
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